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The Plan of Operations of the Association, requires the Association to assess member companies for the total amount necessary to cover the projected budget of the Association, including anticipated claim and expenses that are expected to exceed the projected premium and investment income of the Association for the calendar year.

Assessments are apportioned among member companies in the proportion that net direct written premium of each member company for the preceding year bears to the aggregate net direct written premium by all member companies.

Each year, the New Jersey Department of Banking and Insurance collects market share data and provides the Association with a listing of the Member's Participation percentages. Companies are encouraged to download this information for their permanent records. The Association plans to discontinue mailing the Member's Participation Listings after December 31, 2001.


Member's Participation Listings are offered in 2 formats:

-Printable, Adobe Acrobat (.PDF format)-

-Downloadable, Microsoft Excel 2000 (.XLS format)-

Financials Home Member's Participation Listings' Financial Statements