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CONSUMER GUIDE

Table of Contents

· Applicant
· Insurable Property
· Properties Not Insurable
· Eligibility Criteria and Limits
· Maximum Limits
· Actual Cash Value
· Covered Perils
· Policy Period
· When Does Coverage Begin?
· Inspections
· Minimum Premium
· Deductibles
· Coastal Group Zip Codes
· Coinsurance
· Vacant or Unoccupied Properties
· Seasonal Properties
· Property Under Construction
· Property Under Renovation

-Direct Authorization Form-